Category: Smart Money

How to Save Money on Utilities

I used to think food and clothing were my biggest monthly expenses. Between myself, my Thrifty Husband, and the two kids, you’re looking at a lot of food, and a lot of clothes. But when I recently reviewed my monthly expenses, I was surprised to find out that utilities – specifically, electricity – was my biggest …

How to Save Money on Dental Work

Nobody in my family likes to go to the doctor. Aside from the discomfort our kids go through (due to the sickness, and the medical tests they usually need to get), there’s the financial stress my Frugal Hubby and I need to go through. This is doubly true if that doctor happens to be a dentist. …

How to Automatically Save Money

Here’s a slightly controversial opinion about saving money: discipline is overrated. I think that opinion is controversial because most of the financial advice you’ll get elsewhere espouses discipline and self-control. The way to save money is by exerting superhuman levels of self-control. But you know what? Everyone eventually breaks. At some point, people will succumb to …